Last Updated: April 7, 2021
Consent to this Policy
By using the Site, you consent to our collection, use, and disclosure of the personal information as described in this policy. If you do not agree with these terms, you should not use the Site.
Changes to this Policy
We reserve the right to amend or change this policy at any time. Changes to this policy will be effective immediately upon posting to the Site. Any time we amend or change this policy, we will update the date of this policy on the Site.
Collecting Personally Identifiable Information
In the course of performing our services and operating our business, we seek and collect personal information data that could potentially be used to identify an individual (“PII”). Methods by which we may collect PII include, but are not limited to, your transmitting information to us via electronic mail or voluntarily sharing information via the Site, an inquiry page, or other means of communication. Such PII may include, but is not limited to, individual contact information, age, gender, date of birth, health conditions, and other personal information.
We may use third party service providers to assist us in collecting and maintaining this PII.
We may collect PII from you when you visit or use our Site. We also collect PII when you contact us through the Site.
We may receive PII about you from other sources, including publicly available databases or third parties from whom we have obtained data, and combine this data with information we already have about you. This helps us to update, expand, and analyze our records, identify new business or leads, and provide information on products and services that may be of interest to you. Examples of the types of PII that may be obtained from public sources or third parties and combined with information we already have about you may include: (a) address information from third party sources to verify your address so we can properly communicate with you; and/or (b) data about you from third parties that is combined with information we already have about you to create tailored advertising and products.
We may maintain records that include PII collected from you in the course of performing our services and operating our business.
Collecting Non-personally Identifiable Information
When you visit the Site, we may automatically and passively collect and temporarily store non‑personally identifiable information relating to your visits to the Site. This information may be collected by various means, including “cookies”, which are small text files that are automatically placed on your computer, collection of your IP address, and information regarding the browser software and computer system that you are using, along with similar analytic data. The cookies include “session cookies”, or single-visit files that gather data regarding how the Site is used, and “persistent cookies”, which last for multiple visits to the Site. The cookies are used to customize the Site for frequent visitors and gather information regarding variations of website design and content. Session cookies expire when you leave the Site and are automatically deleted from your computer when they expire. We cannot identify a specific individual by use of our cookies. We may use your IP address (or, if available, GPS or other location data) to allow us to predict your geographic location; such information will be stored by us and used as a data point to provide recommendations of products and services for you.
Use of Personal Information
We use personal information for numerous and various purposes, including to:
- communicate with you and others as part of our business;
- respond to your requests;
- assess eligibility for products and services;
- facilitate inquiries regarding products or services;
- provide marketing information to you (including information about other products and services offered by third parties);
- personalize your experience when using the Site;
- manage our infrastructure and business operations and operationalize internal policies and procedures, including those relating to auditing; finance and accounting; billing and collections; IT systems; data and website hosting; business continuity; and records and documentation;
- analyze data and perform customer research, including identifying usage trends and determining the effectiveness of our promotional campaigns;
- inform our machine learning for purposes such as user engagement;
- comply with applicable laws and regulatory obligations;
- maintain the safety, security, and integrity of the Site and our technology assets; and
- establish and defend legal rights and protect our operations.
Sharing of Personal Information with Third Parties
Offerors of Products and Services
We may share personal information with various third parties that offer products or services. If you submit personal information to us via the Site or otherwise in connection with a product or service offered by a third party, or other offeror, we may disclose personal information to the applicable product or service offeror.
We may provide or allow access to personal information to third parties that provide services to us in the ordinary course of our business. Such service providers may include, but are not limited to, electronic mail providers, web hosting services, payment processors, data analytics providers, cloud‑based storage and software-as-a-service providers, customer service contractors, and providers of other services.
We may disclose personal information to third parties to the extent we believe disclosure is necessary or permitted under law, regulation, or governmental request. Examples of such disclosures include disclosures made in response to subpoenas or other legal process, regulatory compliance, resolution of consumer disputes, cooperation with law enforcement, investigation of fraud, and protecting our rights, your safety, or the safety of others.